In Indiana, all employers with one or more employees are required to carry workers’ compensation insurance, which can be obtained through a private insurer or by qualifying for self-insurance if the employer meets specific criteria. Sole proprietors and partners are generally excluded from mandatory coverage but have the option to opt-in. Corporate officers and LLC members are also excluded unless they choose to be covered. Indiana’s system provides injured workers with necessary medical care, wage replacement, and vocational rehabilitation services. The Indiana Workers’ Compensation Board oversees compliance, enforcing regulations and imposing penalties on employers who fail to provide the required coverage, thereby safeguarding workers’ rights and benefits.